Ready to roll? Let’s get in touch by phone, Skype, email, or arrange a sit-down meeting.
This is a great place to start.
Feel free to give us a call for an obligation-free conversation about your current financial situation and goals for the future.
Our mortgage brokers have worked in finance for decades, and have heard just about every story, triumph and mistake under the sun, so there’s absolutely no need to be shy! It’s during our first phone consultation that we can offer you honest advice about whether you’re in a position to proceed with an application.
What to expect during our first sit down consultation
One of the benefits of a face-to-face meeting is we can take the time to discuss your goals both now and in the future. If you’re not sure what your goals are, never fear – that’s what we’re here for.
By the time our first consultation comes to an end, the seeds of financial clarity will be planted. We only ask that you be frank and open about your financial status, so we can determine which loan will suit you best both now and in the future.
Make sure you have your documents available (see document checklist) so we can correctly and accurately evaluate your situation.
We can help you examine the differences between the lenders so that your choice becomes easy.
We will also have the lenders application forms with us so that we can complete the forms and check that you have all the necessary documentation to accompany the application.
An appointment can be made at a place convenient and comfortable to you, be it your home, work, a coffee shop, or at one of our offices throughout Australia.
Heads up – Questions on the agenda
During the first consultation, we will ask you questions that apply to the information that will be required by the lender to assist them in their assessment of your loan application.
- The lender has a responsibility to ensure their enquiries are being made on the right person and we will need to see original documents to properly identify you.
- Under the Privacy Act 1988 and the Privacy Principles and Privacy Amendment (Private Sector) Act 2000, we will also need your written consent before any enquiries can be made on the information you provide. This is usually included in the lenders application form.
- The information we require is the first point of collection of information and is required by the lender to assess your application for credit. This information only relates to the purposes of getting a loan, being your employment history, your income and commitments and your assets and liabilities.
- We may also ask you for additional information regarding your financial situation that will assist the lender in assessing your application.
- The lender is obliged to put reasonable security safeguards in place to protect all personal information from loss, unauthorised access, destruction, use and disclosure.